Towing and Insurance: What You Need to Know

At Elite Towing & Recovery, we know that navigating the world of towing and insurance can be confusing. As a leading tow company in Portland, Oregon, we believe it's essential to understand how insurance works when it comes to towing services. Here’s what you need to know.

insurance policy

Knowing Your Coverage

First and foremost, familiarize yourself with your insurance policy. Many policies offer roadside assistance as part of their coverage, but it’s not universal. Check with your insurance provider to find out if you have towing coverage and the conditions associated with it. Understanding your policy can help you avoid unexpected out-of-pocket expenses when you need our emergency towing service.

loading on a tow truck

Using Insurance for Towing

In the event of a breakdown or accident, we can assist you in using your insurance for towing. Our team works directly with your insurance company to facilitate claims, ensuring a smooth process. This means you won’t have to deal with the hassle of negotiating costs with the towing company—you can focus on getting back on the road safely.

car on tow truck

Partnering with Trusted Insurers

We collaborate with a variety of insurance providers, making it easier for customers to utilize their coverage for towing services. Some of these include Progressive, State Farm, and Geico. If you’re unsure whether your provider is on our list, feel free to reach out to us. We’ll help you determine your options and navigate the claims process.

calling for a tow truck

Avoiding Common Pitfalls

One of the common pitfalls when using insurance for towing is not knowing your limits. Many policies have a cap on towing expenses, particularly for long distances. When you contact us, we can provide you with an estimate to see if it falls within your policy limits. This will help you avoid any unexpected costs that may arise during the process.

Peace of Mind with Local Towing Services

Choosing a local towing service like Elite Towing & Recovery means you’ll have peace of mind knowing that help is just a phone call away. By understanding how to effectively use your insurance for towing, you can ensure a hassle-free experience during stressful times.

If you find yourself in need of towing assistance, don’t hesitate to call us at (503) 298-6189. We’re here to help you navigate everything smoothly!

Contact Us Today!